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Cost of Plastic/Cosmetic Surgery Procedures
The costs of cosmetic surgery can vary, depending on the cosmetic surgery procedure, the individual, the plastic surgeon, and the area of the country. Many cosmetic surgeons offer free consultations in their office and also sometimes through email correspondence. There are directories for cosmetic surgeries available on the net which can help you to locate a plastic surgeon in your area and have an online consultation with him. Though you can have a free consultation with the surgeon which will enable you to discuss the plastic surgery costs, you should opt for the surgery only after you are sure of the credentials of the plastic surgeons and their abilities. The priority must be a successful outcome to your surgery, cost should only be a secondary factor in deciding what plastic surgery you need, how it will be done, and which plastic surgery clinic will do it.
However, the cost of plastic/cosmetic surgery is a major issue for consideration by many people considering a procedure. Most people would like an insurance company to bear the cost of such a surgery. Whereas most reconstructive plastic surgery procedures are covered by insurance policies, there is usually no insurance cover available with regards to a cosmetic surgery procedure.
There are certain guidelines that most insurance companies follow when it comes to defining what is considered reconstructive plastic surgery and what is considered cosmetic surgery. AMA (American Medical Association) and the ASPS (American Society of Plastic Surgeons) have in fact provided the major guidance to the insurance companies for setting these guidelines to help people in getting congenital defects, abnormalities or recognized diseases corrected with financing from their insurance company.
Reconstructive procedures covered by insurance policies
Reconstructive surgery refers to surgery performed on abnormal structures caused by congenital defects, developmental abnormalities, trauma, infection, tumors, or disease.
This can include surgery to improve function or to give a normal appearance.
Here is a list compiled with information from ASPS regarding the surgeries that your insurance company may consider covering:
Abdominal Surgery: If performed to improve or eliminate health problems such as back pain, sores, hernia, rashes, or to help improve your ability to walk normally.
Breast Surgery: If performed to correct asymmetry, reduce large breasts causing health problems, reconstruction due to loss, congenital absence (born with only one breast), or to reduce large male breasts.
Ear Surgery: If performed to correct deformed ears by birth, disease, or injury.
Eyelid Surgery: If performed to correct drooping eyelids that are causing vision problems or correct eyelids that are turned in an abnormal way.
Facial Surgery: If performed to balance the appearance if caused by paralysis, or to treat deformities in the facial muscles, head, or neck.
Hand Surgery: If performed to treat carpal tunnel syndrome, Dupuytren's contracture, nerve injuries, tendon injuries, fused fingers, or other deformities.
Nasal Surgery: If performed to correct deformities resulting from birth, disease, or problems with breathing.
If you feel you may fall into any of these categories it is important to speak with your doctor during your consultation with the plastic surgeon.
It is important to note, that not all the cosmetic surgeries are expansive; there are some minimally invasive cosmetic surgery procedures which you can finance on your own. These minimally-invasive cosmetic procedures are mostly performed in an outpatient setting, do not call for general anesthesia, have little or no downtime and usually cost less than the more invasive cosmetic surgeries. The top five minimally-invasive procedures are Botox® injections and other dermal fillers , chemical peels, dermabrasion, laser hair removal and sclerotherapy – elimination of spider veins, the cost range for cosmetic surgery procedures falls within the range of 90-200$ for a single area.
The total number of invasive surgical cosmetic procedures such as face lifts have considerably decreased in the last five years with increases in minimally non-invasive procedures such as Botox® injections and hyaluronic acid (Restylane®, Hylaform®), polylactic acid (SculptraTM), and calcium hydroxylapatite (RadiesseTM) fillers. These procedures have a low average cost due to the nature of the plastic surgery and are less time consuming and have a lower risk of side effects.
Other Cosmetic Surgery Payment Options
If you are considering a major invasive cosmetic surgery procedure such as breast enhancement which is not covered by insurance, you can discuss the various financing options and financing plans during your consultation with the plastic surgeon.
Most plastic surgery physicians also offer plastic surgery financing plans to help patients to have an affordable plastic surgery. Also, some surgeons work with local companies to help patients finance healthcare treatments. They also offer patients a range of payment options to help cover plastic surgery costs, including cash, check, and even credit cards.
Best luck with your cosmetic surgery!